How does Buy Now, Pay Later work?
Make an account with your chosen provider in seconds (you can choose from Affirm, Afterpay, or Klarna), without impacting your credit score.
Book your appointment
Just like you always do!
Sign up and check your spending limit
Before your visit, sign up with Affirm, Afterpay, or Klarna to see how much you’re approved to spend. This helps speed up checkout and gives you clarity on your budget. You won’t be charged until after your service.
Pay in person
When it’s time to pay, ask to use Buy Now, Pay Later. You’ll get sent a link to choose your provider and select a payment plan that fits your budget.
Buy Now, Pay Later is a flexible payment option that lets you shop today while breaking up your total cost into smaller, manageable payments over time.
Click one of the provider links above to sign up and explore your payment options. You can also sign up at checkout after your service, but if you're counting on using BNPL, we recommend signing up beforehand to confirm how much you’re approved to spend so you can be sure ahead of time you are able to cover the cost of the service. Either way, you won’t be charged until after your appointment.
Terms vary by provider, but many offer interest-free periods or no additional fees if paid on time. Check the provider details for more info:
Affirm: https://helpcenter.affirm.com/s/article/how-affirm-works
Afterpay: https://www.afterpay.com/en-AU/how-it-works
Klarna: Pay in 4 and Pay Now are interest-free. Interest is only charged on Financing and will be presented at the time of checkout.
If Klarna is unable to collect the payment on the scheduled date, we will try again. If that payment attempt also fails the missed payment will be added to the amount of the next scheduled payment. Late fees may also apply. The fees will be disclosed in the terms and conditions of your order for details.
Requirements vary by provider, but typically include basic personal information and a valid payment method.
Affirm: https://helpcenter.affirm.com/s/article/improving-your-eligibility
Afterpay: https://help.afterpay.com/hc/en-us/articles/218320383-Who-can-use-Afterpay
These three providers perform a soft credit check, which does not affect your credit score. Check each provider’s policy for details.
Afterpay: https://help.afterpay.com/hc/en-us/articles/4487846176793-Does-Afterpay-conduct-credit-checks
Klarna: https://www.klarna.com/us/customer-service/klarna-perform-credit-check/
Affirm: https://helpcenter.affirm.com/s/article/affirm-credit-reporting-plans-originated-before-april-1-2015
Yes, you can apply with multiple providers, but approval is determined by each provider individually.
Your payment schedule is determined by the date you set up your plan. Check your provider’s app or website to view your scheduled payments.
Klarna: https://www.klarna.com/us/customer-service/when-is-my-payment-due/
Affirm: https://helpcenter.affirm.com/s/article/about-payment-schedules
Afterpay: https://help.afterpay.com/hc/en-us/articles/115003811446-When-will-my-first-payment-be-taken
If you’re unable to make a payment, please contact your BNPL provider directly to discuss options.
Affirm: https://helpcenter.affirm.com/s/article/late-payments
Afterpay: https://www.afterpay.com/en-nz/how-it-works
Klarna: https://www.klarna.com/us/customer-service/what-happens-if-i-cant-pay-on-time/
Accepted payment methods vary by provider but typically include debit cards, credit cards, and bank transfers.
Affirm: https://helpcenter.affirm.com/us/s/article/payment-methods
Afterpay: https://help.afterpay.com/hc/en-us/articles/20249507136025-Which-cards-does-Afterpay-accept
Klarna: https://www.klarna.com/us/customer-service/which-payment-methods-are-accepted-by-klarna/
Yes, most BNPL providers allow early repayment without additional fees.
Affirm: https://helpcenter.affirm.com/s/article/paying-back-your-loan
Afterpay: https://www.afterpay.com/en-US/responsible-spending
Klarna: https://www.klarna.com/us/customer-service/how-can-i-pay/
Refunds are subject to the refund or cancellation policies of the salon. Please contact the salon directly for assistance with any refund or cancellation requests.